Attention homeowners: Real estate appraisal services for in Fort Wayne and Allen County

The top seven reasons why Indiana homeowners call on A. C. T. Heller Appraisal Service (260) 471-1500:

  1. Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
  2. Challenge Allen County's assessment of your property value
  3. To cut their mortgage payment by removing PMI
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. Review a different appraiser's report for verification
  6. If real estate needs to be divided because of a divorce
  7. To settle an estate in Indiana by determining the true market value of the property in question
Do you own a home in or near Fort Wayne? Do you need help deciding the value of your real estate? Contact A. C. T. Heller Appraisal Service (260) 471-1500.

At A. C. T. Heller Appraisal Service (260) 471-1500, we understand the unique needs of a consumer after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale by Owner/Pre-Listing Services

It's very hard to be objective about your own home because you probably have an emotional attachment to it. The professional appraisers at A. C. T. Heller Appraisal Service (260) 471-1500 will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your property will attract buyers, a professional appraisal is a crucial negotiating tool once you have an interested buyer. The appraisal is something concrete to show the buyer. It's an independent third party's opinion of your property's value, and not just you saying how much your home is worth. Potential buyers know you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value opinion than yours.

Challenge property tax assessments

Your local tax assessor may have your house overvalued if your house not appreciating as much as other houses close by. That only means you are paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. An expert appraisal from A. C. T. Heller Appraisal Service (260) 471-1500 is your strongest weapon when contesting your property tax assessment.

Appraisals to cancel PMI

A preferred way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your house, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're veterans in helping people just like you dismiss unwanted PMI insurance.

Recently got a freeze to your HELOC?

Even if your specific property has not declined in value, your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area. This can be damaging to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow angle. A. C. T. Heller Appraisal Service (260) 471-1500 can help you reinstate your home equity line of credit with a professional appraisal.

Field and Desktop Appraisal Review Services

Would you wish a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you need an expert to double-check your appraisal for efficiency? We can go out and check the subject and comparables in question in a field review. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? A. C. T. Heller Appraisal Service (260) 471-1500 can help you with that. While usually requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your home.